FACTSWHAT DOES NIX NEIGHBORHOOD LENDING DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Credit History and Purchase History
  • Transaction History and Employment History
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nix Neighborhood Lending chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Nix Neighborhood Lending share?Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYESNO
For our marketing purposes – to offer our products and services to youYESNO
For joint marketing with other financial companiesNONO
For our affiliates’ everyday business purposes information about your transactions and experiencesYESNO
For our affiliates’ everyday business purposes information about your creditworthinessNONO
For our affiliates to market to youNONO
For non-affiliates to market to youNONO
Questions?Call 310.538.2242
Who we are 
Who is providing this notice?Nix Neighborhood Lending; Kinecta Alternative Financial Solutions, Inc.
What we do 
How does Nix Neighborhood Lending protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Nix Neighborhood Lending collect my personal information?We collect your personal information, for example, when you

  • open an account or provide employment information
  • give us your contact information or show your government issued ID
  • pay your bills
  • collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information
  • about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.
Definitions 
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include:
    • Companies with Kinecta in the name
    • Financial Companies such as: Kinecta Financial & Insurance Services, Kinecta Financial Management Company
    • Non-financial companies such as Apollo Insurance Services
Non–affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.

  • Nix Neighborhood Lending does not share with non-affiliated third parties so they can market to you
Joint marketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Nix Neighborhood Lending does not engage in joint marketing.
Other important informationState laws may give you additional rights to limit non-affiliate sharing. For residents of Alaska, California, Florida, Illinois, Maine, Maryland, North Dakota and Vermont, the information that you provide to us will not be shared with non-affiliated third parties, except as required or permitted by law, unless you contact Nix Neighborhood Lending and request your information be shared with non-affiliated third parties.