Payday Cash Advance Loan
Payday Cash Advance Loan

Need extra cash? Get more for less.

When you have immediate cash needs, a Payday Loan from Nix gets you more cash at a lower cost than other payday lenders.

Check and see if you’re eligible today, it’s quick and easy.


With our Payday Loan, get up to $400 cash in hand for just $37.95! Plus, get free Kinecta Membership and $5* on us!

See for yourself how much you’ll save at Nix.
New Cash Advance Chart

The Nix Payday Loan is better than other payday loans due to lower rates, fewer fees and higher loan values. Get immediate cash at Nix Neighborhood Lending and be ready for any unexpected bills, expenses and costs that life throws your way.

Find out if you are eligible by filling out this quick form.


Payday Loan Qualification Requirements

Need a Payday Loan right now? Apply online.
  • Valid Driver’s License, State I.D., U.S. Passport or Matricula Consular
  • Valid Social Security number or ITIN
  • Most recent utility bill dated within 30-days of application date
  • Most recent bank statement dated within 30-days of application date (with a checking account)
    • Must bring in complete statement
    • Account Must Have $5 minimum balance
    • Account cannot have 3 or more NSF (Non-Sufficient Funds)
  • Personal check to be held for deposit (temporary checks are not accepted)
  • Two most recent paycheck stubs from your employer to show proof of income (fixed income or retired individuals not on direct deposit need a statement of benefits)
  • Application fee

Additional Membership Requirements (if not an existing Kinecta Federal Credit Union member):**

  • Secondary I.D.
    • Signed, unexpired credit card, Employment/Work I.D., School I.D., Medicare or Medicaid card
  • Proof of Residence
    • Vehicle registration, Credit Card statement, Insurance bills (auto, home or renters)

Legal Disclosures

At this time, Nix Neighborhood Lending does not offer loan products that comply with the conditions of the Military Lending Act. Covered borrowers may contact Kinecta Federal Credit Union by calling 800.854.9846 or by visiting a local Kinecta Federal Credit Union Member Service Center to explore options that may meet their needs.

*Qualified borrowers may receive up to $400. Application fee $37.95, plus 15% Annual Percentage Rate (APR) for the Nix Payday Loan. Fee is due at the time member applies for the loan and interest must be paid in advance. A security deposit check is required prior to processing the loan.

Loan provided by Kinecta Federal Credit Union available at Nix Neighborhood Lending. Nix Neighborhood Lending is a subsidiary of Kinecta Federal Credit Union.

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Effective September 24, 2018, all Nix branches will be permanently closed. However, personal loans will still be available. Read More